I've been searching for weeks for a real bad credit loan.  I wish that I could tell you that I had some success but with bad credit it appears that in this economy we are doomed to what we've created.  Good luck to you.  I wish that I could help.

I have made sure that my family won't inherit my mistakes.  It's amazing that the inablility to consolidate 65,000 in debt to a longer term so I can make the payments is making another possibilty viable.  I've exhausted every other possibility and now I think about how to fix it every day.  Every day I consider ending my life as a way to protect my family.  So yes I know how you feel.  I know the dark place that your are living in and I wish more than you know that I had some hope to offer.  Good luck to you.